Terms of Use
Effective Date: February 5, 2025
Welcome to the Johanna Jimenez Loans website (“the Site”). By accessing or using this Site, you agree to the following Terms of Use. If you do not agree, please refrain from using the Site.
Collection and Use of Information
By submitting your information on this Site, you authorize Johanna Jimenez Loans (Johanna Jimenez NMLS ID 2459720) and our team to contact you regarding your loan inquiry or financing needs. The information you provide, including your name and phone number, will be used exclusively for communication purposes related to your inquiry.
We retain your information for a period of five (5) years or as long as necessary to process your inquiry and comply with our legal obligations. We may disclose your information if required by law, a court order, or to prevent fraud.
We do not sell, share, or distribute your information to third parties without your explicit consent.
Note: Submitting your information does not constitute a commitment to grant a loan or a financing offer. Loan approvals are subject to credit review, verification, and other conditions required by law, including Florida state laws. Additionally, Johanna Jimenez Loans is not a direct lender but an intermediary that facilitates access to financing options through approved lenders.
User Responsibilities
By using this Site, you agree to:
- Provide accurate, complete, and truthful information.
- Use the Site in compliance with all applicable laws and regulations, including the laws of the state of Florida.
- Refrain from submitting false or misleading information.
Failure to comply with these responsibilities may result in the termination of your access to the Site.
Disclaimer of Liability
Johanna Jimenez Loans is not a direct lender. We do not guarantee, promise, or assure the availability or suitability of financing for your needs. All loan approvals are subject to lender policies, credit verifications, and other underwriting conditions established by Florida law and applicable federal regulations.
This website, along with its content, information, and any related services, is provided “as is” and “with all faults,” without any warranties of any kind, whether express or implied. This includes, but is not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
Johanna Jimenez Loans, its affiliates, and sponsors disclaim all liability for direct, indirect, incidental, consequential, special, exemplary, punitive, or any other damages arising from the use of the Site, its related services, its content, or any linked website. If you are not satisfied with the Site, its services, or any linked website, your sole remedy is to stop using them.
While we strive to ensure the accuracy and reliability of the Site, we cannot guarantee that the information provided is correct at all times. The Site may contain errors, inaccuracies, or unauthorized modifications by third parties. If you detect any errors, please notify us so we can correct them.
Privacy Policy
Your privacy is important to us. All information collected through this Site is handled in accordance with applicable privacy laws, including those specific to Florida residents. For more details, please refer to our Privacy Policy.
Accessibility Compliance (ADA)
Johanna Jimenez Loans is committed to ensuring digital accessibility for all individuals, including those with disabilities. We continuously strive to improve the accessibility of our website to provide an inclusive experience for all users.
If you experience difficulty accessing the content on our website, please contact us directly at contact@johannajimenezloans.com for assistance.
Changes to These Terms
We reserve the right to update or modify these Terms of Use at any time. Any changes will be posted on this page, and the effective date will be updated accordingly. Continued use of the Site after changes constitutes acceptance of the revised Terms.
Governing Law
These Terms of Use are governed by the laws of the State of Florida, without regard to its conflict of law principles. Any dispute arising from the use of this Site will be resolved in accordance with Florida laws.
If you have any questions regarding these Terms of Use, please contact us at:
Johanna Jimenez Loans
Email: contact@johannajimenezloans.com
Address: 11757 Katy Freeway #100, Houston, TX 77079
